1. General
By accessing or using this Website/Application, you acknowledge and agree to be bound by these Terms and Conditions without limitation. These Terms form a binding agreement between you and Mal Bazaar. If you do not agree, please refrain from using this Website/Application.
Mal Bazaar reserves the right to update these Terms and Conditions at any time without prior notice. Updated Terms will take effect from the date of publication on this Website/Application. You are encouraged to review these Terms periodically. Continuing to use the Website/Application after updates signifies your acceptance of the revised Terms. Visit our website at Malbazaar.com for the latest version of the Terms and Conditions.
2. Our Service
Mal Bazaar operates as an independent insurance broker, facilitating the arrangement of insurance products and services for users. We are not an insurer, do not underwrite risks, and do not act as an agent for any insurance provider.
The Website/Application provides information and tools related to various insurance products. The information displayed does not constitute an offer, nor does it provide personal, financial, or professional advice. Decisions regarding the purchase of products or services are made solely at your discretion.
Content available on this Website/Application is general in nature and may not address your specific circumstances, including financial or insurance needs. It is recommended that you consult a qualified professional before taking action based on any information provided here. Product and service descriptions on this Website/Application may not fully detail all terms, conditions, and coverage. Always verify specifics directly with the insurer.
By submitting personal details, you request quotations for products or services based on the terms and conditions established by the respective providers.
Insurance coverage is not confirmed until the relevant insurer has accepted the risk and issued confirmation of coverage. Such confirmation may be delivered electronically or physically. Receipt of a paper document is not required to validate a binding agreement.
Mal Bazaar’s display of third-party products or services does not imply endorsement or recommendation. We do not control or assume responsibility for third-party content.
We reserve the right to modify, remove, or update any content or features on this Website/Application without notice.
Mal Bazaar receives commissions from insurers for its services. By proceeding with a transaction, you consent to this arrangement.
3. Remuneration
Mal Bazaar is compensated through commissions paid by insurers. Your consent to proceed with a transaction acknowledges and agrees to this remuneration.
4. Your Responsibilities
Any contract for insurance entered into through this Website/Application is between you and the relevant insurer. It is your responsibility to understand all terms, conditions, and exclusions of the chosen policy. Seek professional advice if necessary.
You are obligated to disclose all relevant facts that may influence the insurer’s decision to offer coverage. Misrepresentation or failure to disclose such information may result in denied claims or policy cancellation.
When providing personal data or applying for products, ensure that all information is accurate and complete. Mal Bazaar is not liable for any issues arising from incorrect or incomplete data provided by you.
Products and services offered through this Website/Application are available only to individuals within Egypt who are legally able to enter into contracts. Contracts initiated by minors or individuals outside Egypt may be considered invalid.
5. Use of This Website/Application
- Accept responsibility for the risks associated with the use of this Website/Application and any linked third-party content or services.
- Understand that Mal Bazaar is not liable for the content or reliability of third-party links accessed through this Website/Application.
- Adhere to all applicable Egyptian laws and regulations when using this Website/Application.
- Avoid using automated tools to extract, disrupt, or harm the Website/Application or its users.
- Confirm that you have the necessary consent and authorization to act on behalf of others when providing their data.
- Accept that Mal Bazaar may restrict or terminate access to the Website/Application at its discretion without prior notice.
6. Disclaimer
Mal Bazaar provides this Website/Application 'as is' without warranties of any kind. Use of the Website/Application is at your own risk. Mal Bazaar is not responsible for any damages resulting from its use.
We do not guarantee uninterrupted access and are not liable for issues caused by downtime, errors, or interruptions.
You are responsible for your choices regarding products or services. Mal Bazaar is not liable for any consequences related to third-party products or services.
7. Intellectual Property
All content on this Website/Application, including trademarks and designs, is owned by Mal Bazaar or its licensors. Content may only be used for personal purposes and may not be reproduced, distributed, or modified without written permission.
8. Complaints
To submit a complaint regarding our services, contact us at complaints@malbazaar.com. Complaints related to third-party products or services should be directed to the respective providers. Visit our website at Malbazaar.com for further details or assistance.
9. Entire Agreement
These Terms represent the complete agreement between you and Mal Bazaar concerning your use of the Website/Application, replacing any prior agreements.
10. Assignment
Mal Bazaar reserves the right to transfer its rights and obligations under these Terms without your consent.
11. Severability
If any provision of these Terms is deemed invalid, the remaining provisions shall remain enforceable.
12. Translation
These Terms are provided in English and Arabic. In case of conflict, the English version shall prevail.
13. Governing Law
These Terms are governed by Egyptian law. Any disputes shall be resolved under the jurisdiction of the courts of Cairo.
By using this Website/Application, you acknowledge that you have read and agree to these Terms and Conditions.